Custom Banking App Development that
Boost Customer Engagement

Our development team harnesses the latest tools, practices, and frameworks to create top-notch apps for the enhanced experience of BFSI users.

End-to-End Banking App Development Approach

Our expert team of app builders and consultants provide a full spectrum of services for BFSI clients in Vietnam, Australia and across the Asia Pacific region. By partnering with our team, you will receive:

  • yellow round tick

    Insightful market analysis

  • yellow round tick

    Emerging technology consulting

  • yellow round tick

    Bespoke UX/UI designs

  • yellow round tick

    Agile and robust development

  • yellow round tick

    Mobile application testing

  • yellow round tick

    Custom launch and maintenance strategies

Empower Your Banking Application with Our Services

Product Roadmap Consulting

We offer comprehensive project roadmap for risk-free app development process. Moreover, our experts help banks choose the right technology stack and provide expert advice on security and compliance.

Digital Banking App Development

Our experts ensure seamless integration in middle layers of the core banking, maintain and upgrade the systems constantly to deliver a hyper-personalized banking experience to their customers.

Legacy Software Modernization

We help revamp your app's design and codebase, adopt emerging technologies and evolve it with the required features. By modernizing, we bring more value to your existing banking app.

App Management & Maintenance

The service includes planning, coordinating, and deploying new releases to applications. We leverage analytics, lean processes and leading automation capabilities to increase speed and efficiency.

Mobile Banking App Features We Deliver

Banking App Must-have Features

Must-have Features

    • Account Management: for tracking account balances and transaction history.
    • Payments: allows users to make domestic and foreign payments.
    • Money Transfer: offers instant transfer among different banks.
    • Card Management: helps users check card information, lock them and change PIN online.
    • ATM Locator: an integrated map that allows users to find ATMs nearby quickly.
Banking App Value-adding Features

Value-adding Features

    • QR Code Payments: enables users to scan code and confirm payment.
    • Cardless ATM Withdrawal: customers can withdraw cash from the ATM machine without using physical cards.
    • Buy Now Pay Later: provide app users with affordable everyday purchases.
    • Advanced Advisors: for insight-based investment management, technical analysis, and trade execution.
Banking App Self-service Experience

Self-service Experience

    • Personal Finance Management: helps users control spend, set budget goals, and forecast expenses by category.
    • Voice-Activated Virtual Assistants: helps check account balances and make purchases easily with a voice command.
    • Automated Blling: enables streamline invoicing and payment tracking workflows.
    • Currency Converter: access up-to-date exchange rates.
Banking App Customer Support

Customer Support

    • AI-powered Chatbots: simultaneously process multiple incoming requests and reduce response waiting time.
    • Appointment Scheduling: streamlines the process of scheduling meetings with bank representatives or specialists directly.
    • Help Center/FAQ: include step-by-step guides and tutorials when using the banking app.
    • Feedback: Users can provide feedback on their experiences directly through the app.
Banking App Advanced Security

Advanced Security

    • electronic Know-your-Customer (eKYC): prevents illegitimate access during the account opening and verification.
    • Biometric Authentication (e.g., facial or voice recognition) to minimize the risk of identity fraud.
    • AI-based Fraud Detection: leverages ML and AI techniques to identify and prevent fraudulent activities in real time.

How We Ensure Cutting-Edge Mobile App Development

KMS Solutions' series of phases that helps your team build desired financial services mobile applications

testing process

1. Strategic Planning & Analysis 

We thoroughly analyze clients' business and the BFSI market landscape to grasp their needs, followed by strategic planning to ensure that the mobile app is in sync with business goals and meets customer expectations.

scalable testing

2. Design & Development

Our team of mobile app developers work closely together to turn your idea into reality. We prioritize robust coding practices and tech stacks, utilizing the latest frameworks to ensure a responsive and intuitive app.

testing platform

3. Comprehensive Testing

Our commitment to quality includes numerous rounds of testing, such as functionality, usability, performance, and security, ensuring the app is dependable, effective, and safe for users.

test automation framework

4. Launch and Ongoing Support

In this phase, our software team guarantee your app continuously remains up to date with the latest trends and technologies and can meet changing market demands.

Our Expertise that Innovate Your Banking App

Open Banking API

With Open Banking APIs, we assist BFSI companies in accelerating digital product development with agility and confidence, ensuring data privacy, regulatory compliance, and transparency.

Automation Engineering

Powering quality and productivity with automated, AI-led testing solutions. By bringing modern tools to your existing software, KMS promises to speed up the testing process and increase test coverage.


By using data-driven migration techniques, our software development team ensures that the process won't interrupt your operations and reduce migration roadblocks.

Support Services

You can gain seamless support services, from application support to personalized training courses for the in-house team to maintain the system’s performance.

Partnering with KMS for Banking App Development

standardized testing process

High-Quality Deliverables

We deliver excellence through rigorous quality assurance at every stage of banking projects, ensuring your software meet the highest standards of performance, security, and user satisfaction.

test reports and analytics

Driving Innovation and Creativity

Our experts combine expertise in both financial services and emerging technologies to smooth digital transformation and scalable and sustainable banking app development.

testing integrations

Full Support & Evolution

Our ongoing support and willingness to adapt to ever-changing mobile development frameworks and markets ensure your app remains relevant and successful.

Insights about Banking App Development

Transforming Financial Operations: A Guide to Core Banking Solutions

Transforming Financial Operations: A Guide to Core Banking Solutions

Loan On Phone: The Future of Digital Lending Solutions

Loan On Phone: The Future of Digital Lending Solutions

Top 6 Popular Digital Payment Methods in Australia | KMS Solutions

Top 6 Popular Digital Payment Methods in Australia | KMS Solutions

Take the Next Step with Our Custom Banking App Development Service

Partner with us to develop a high-performing banking app that enhances operational efficiency and customer satisfaction.

Contact KMS experts icon

Fill out the form to schedule a consultation


One or more fields have an error. Please check and try again.

success image
Contact KMS experts icon