Single Digital Lending Platform With Multiple Business Benefits
KMS’ digital lending solution enables financial institutions to streamline lending process and create a convenient digital loan experiences for customers.
We provide end-to-end support for loan origination and booking processes to the BFSI companies via digital lending solution.
KMS’ digital lending solution enables financial institutions to streamline lending process and create a convenient digital loan experiences for customers.
Saves time by allowing customers originate loan applications within seconds via digital devices. Enhances productivity and increases growth opportunities.
Paperless, automated workflows that help process larger number of loan applications. Lending platform also minimize the number of systems involved in lending practices.
Eliminate sources of human error by leveraging AI/ML evaluation for greater consistency in both the credit approval process and portfolio management.
Digital loan origination systems provide predictable, repeatable, auditable processes, keeping banks and credit unions in compliance with business lending regulations.
Release your Commercial Lending, Retail Lending, SMB Lending Products with different categories of lending solutions.
A well-designed Customer Journey using mobile apps for an excellent lending experience. From onboarding, servicing, and disbursement to collections, you rest assured that your process is automated with optimal efficiency and personalized experience.
Enable centralized credit evaluation and approval for retail and corporate customers automatically in their loan origination cycle, spanning from application, scoring, approval, customer acceptance, and documentation, to final loan booking.
Loan Moratorium serves as a resilient option in response to difficulties and challenges faced by borrowers in loan installment services, at the same time helping to control and manage non-performing loans for lenders.
Cater to both consumer and wholesale lending needs, offering a diverse range of financial products to meet the unique requirements of individuals and businesses alike from Mortgages, Revolving Lines of Credit, Term Loans, Secured and Unsecured Loans, Installment Loans, and Syndicated Loans.
Oversee accounts throughout the debt recovery process, issuing timely reminders for overdue payments.
Restructure debt by rescheduling loan terms, adjusting interest rates, or modifying payment schedules to effectively manage troubled debts.
Integrate with and accept collateral data from all banking systems, including core banking, trade finance, and loan origination for real-time, management-level insight into risk exposure.
Monitor limits, automate alerts, and set up approval processes.
Take confidence in your digital lending product with comprehensive offerings from KMS’ Bureau Lending Services
Digital lending refers to the form of lending that is applied for, disbursed, and monitored by digital channels such as mobile apps or desktop apps. In digital lending, the FSPs leverage digital data to inform credit decisions and deliver customer-centric experiences.
In terms of output, digital lending is all about enhanced operational efficiency and faster turnaround time. Regarding the technicality behind the process, digital lending is the automation of one or some parts, or the entirety of the lending process—from acquisition and servicing to post-disbursement.
Digital lending platforms offer several key benefits:
1. Enhanced Customer Experience
2. Rapid Loan Disbursement
3. Minimal Documentation
4. Inclusive Lending
Digital lending is transforming how financial services are provided, shifting traditional in-person processes to seamless, tech-enabled systems. At its core, digital lending refers to the online process where customers can apply for, receive, and manage loans entirely through digital platforms. Here is the Digital Lending Process:
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