Revolutionizing Banking with Cutting-Edge Software

KMS Solutions helps banks & financial institutions develop, deploy, and maintain banking software that supports their operations and services offerings.

Customize Your Banking Software with KMS Solutions

Platform Advisory & Consulting

We help banks develop strategic plans and roadmaps for their digital transformation journeys: from providing guidance on regulatory compliance, to advice on implementing and improving banking software systems

Banking Software Design

By applying modern design principles and trends, we emphasizes usability and accessibility of the banking software. Our customizable UX/UI design services ensure the banking software align with your business branding and specific user requirements.

Banking Software Development

We craft innovative software solutions tailored to each business' unique need: Mobile Banking Applications, Business Banking Applications, Banking Platforms, and more.

BankTest

Our QA experts utilize advanced automated testing frameworks and tools for comprehensive testing services, including performance testing, security testing, usability testing, API testing, etc., ensuring a flawless banking software.

Legacy Banking App Modernization

We assess, update, and enhance legacy systems to leverage the latest technologies, improve performance, and deliver exceptional user experiences. From code refactoring and cloud migration to UI/UX redesign and security upgrades

Integration, Migration, Implementation Services

Our integration services include integrating core banking systems with digital channels, payment systems, and third-party services. KMS Solutions also employs advanced migration and implementation strategies to ensure that different banking systems and software can work together seamlessly.

Maintenance and Support

We provide ongoing support and updates for the banking software to ensure it remains functional, secure, and up-to-date with the latest technological advancements and regulatory requirements.

Banking Solutions

KMS Solutions collaborate with 3rd vendors to distribute Digital Banking to the market: BNPL, Digital Lending, IBM Quality Engineering etc… Deliver end-to-end services from consulting, implementation, custom development, maintenance and support.

Why We Are the Perfect Banking Software Partner

Banking Domain Knowledge

With an extensive background and in-depth understanding of the banking industry, KMS creates end-to-end banking solutions that comply strictly with the sector's regulations and meet business' unique needs.

Technology Innovation

We incorporate innovation into our solutions, leveraging new trends and technologies such as AI/ML, open banking API, cloud, and more. Ensure clients meet the constantly evolving needs of the BFSI sector.

Advanced Data Security

Focusing on the adoption of robust security protocols, such as encryption, biometric authentication, and 2-FA, we safeguard financial operations against fraud, identity theft, and unauthorized access to sensitive data.

Accelerated Team Expansion

With over 1,500 IT experts, we can rapidly assemble an end-to-end engineering team to cover all aspects of the development lifecycle, saving you time and reducing recruitment and overhead costs.

Cutting-Edge Technologies Enhancing Agility and Efficiency in the Banking Sector

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Artificial Intelligence

    We build AI-powered banking solutions equipped with features like predictive analysis, virtual assistants, and chatbots, which automate routine tasks and offer personalized recommendations.
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Open Banking API

    By utilizing Open Banking APIs, we help banks streamline the process of connecting with external services, such as payment processors, financial management tools, and other fintech solutions.
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Cloud Computing

    KMS Solutions employs cloud computing to provide scalable and flexible banking solutions, helping businesses provide remote services and streamline their operations.
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Cybersecurity Technologies

    Our experts employs advanced cybersecurity technologies, such as encryption, multi-factor authentication, and secure APIs. We protect sensitive financial data and ensure compliance with regulatory standards
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Microservices Architecture

    We adopt microservices architecture to develop modular and scalable banking applications, enabling faster development cycles and improving system resilience.
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Natural Language Processing (NLP)

    We integrate NLP into banking software to improve customer interactions. Analyze user feedback and sentiment, helping banks to better understand customer needs.

About Us

KMS Solutions helps companies in the BFSI industry improve operations, foster innovation, and elevate the products and services with advanced technologies and specialized solutions.

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Revolutionize Your Operations with Our Customed & Secure Banking Solutions

Building Future-Ready Banking Software with KMS Solutions' Process

Our approach combines cutting-edge technologies, industry expertise, and a customer-centric mindset to deliver robust and scalable banking solutions

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1. Analysis & Road Mapping

Starting the project by understanding your business' needs, goals, and challenges. From that, we develop a through design and project plan, ensuring it is in line with your bank's strategic goals.

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2. App Design Architecture

Our UI/UX designers develop a comprehensive software architecture, encompassing wireframe design, user interface, and data flow planning.

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3. Development & Coding

We select the technology stack that best suits your banking software project's needs. Following an agile development approach, we ensure flexibility and adaptability throughout the development process.

4. Integration & Migration

We integrate the banking software with your current systems alongside third-party services, data migration, API integartions and ensuring compatibility with core financial operations.

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5. Quality Assurance

Our QA experts conduct comprehensive testing, that comprises functional, performance, security, and automation testing to detect bugs and anomalies.

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6. Launch & Maintenance

KMS experts take a rigorous practice at the deployment phase and continuously maintain, upgrade and fix any issues after launch.

Tech Stack That Supercharges Your Banking Software

Our advanced technology stack includes cutting-edge tools and frameworks that are specifically designed to address the requirements of the banking industry

We Comply With All
BFSI Regulatory Compliance

FAQs about Banking Software Development

Does KMS Solutions offer custom Banking software development?

Yes, KMS Solutions offers custom banking software development. We specialize in creating tailored solutions that meet the unique needs of each client in the banking industry. Our team of experienced professionals works closely with clients to understand their specific requirements and challenges, enabling us to develop bespoke software that enhances operational efficiency, customer experience, and compliance.

Whether it’s building a complete banking platform, modernizing legacy banking systems, or integrating new functionalities into existing systems, KMS Solutions is equipped to deliver high-quality, secure, and scalable custom software solutions.

Yes, KMS Solutions can integrate new software with your existing banking systems. We use advanced integration techniques, APIs (application programming interfaces), and middleware solutions to connect various components, enabling interoperability and enhancing overall system functionality. 

The latest trends in banking software development reflect the rapid advancements in technology and the evolving needs of customers. KMS Solutions actively follow industry developments and incorporate innovative technologies into their solutions:

  • Open Banking and APIs: enable secure data sharing between banks and third-party providers through APIs, offering customers greater control over their financial data and a more personalized experience.
  • Artificial Intelligence (AI) and Machine Learning (ML): their applications include chatbots and virtual assistants for customer support, fraud detection systems, predictive analytics for personalized financial advice, and automated loan processing.
  • Cloud Computing: allows banks to offer services like digital banking, mobile payments, and online transactions while ensuring data security and compliance. 
  • RegTech (Regulatory Technology): helps banks comply with ever-changing regulations efficiently, comprising automated solutions for anti-money laundering (AML), know-your-customer (KYC) procedures, transaction monitoring, and reporting.
  • Cybersecurity: we focus on providing advanced security technologies, such as multi-factor authentication, encryption, and biometric verification, to protect sensitive customer data and prevent cyberattacks.
  • Microservices: allows banks to scale individual services independently based on demand. 
  • Big Data: enables banks to collect, process, and analyze vast amounts of data to gain insights into customer behavior, market trends, and operational efficiencies. 

KMS Solutions integrates AI throughout the entire banking software development lifecycle to enhance efficiency, accuracy, and innovation. Here’s how they implement AI in various stages:

  • Requirements Gathering & Analysis: AI-powered tools analyze vast amounts of data from customer feedback and market trends, providing comprehensive insights into user requirements. Natural Language Processing (NLP) is used to interpret stakeholder inputs, ensuring precise and structured documentation.

  • Planning & Documentation: AI assists in resource allocation and project planning by analyzing historical data and predicting timelines, which helps in optimizing resources and setting realistic project goals.

  • Design & Prototyping: AI tools evaluate software prototypes against predefined benchmarks, ensuring design validation and early detection of potential issues.

  • Development & Coding: AI-driven coding tools help developers by automating repetitive tasks, generating code snippets, and improving productivity. This allows developers to focus on complex and strategic aspects of the project.

  • Testing: AI enables autonomous testing, automating the testing process to identify bugs and anomalies more efficiently. This results in faster development cycles and higher-quality software.

  • Deployment & Maintenance: AI facilitates continuous monitoring and optimization, predicting potential issues and ensuring smooth deployment and maintenance.

By leveraging AI across these stages, KMS Solutions enhances the speed, accuracy, and scalability of banking software development, creating more customer-centric and reliable solutions​

KMS Solutions adopts a comprehensive approach to security and data protection in banking software development. We emphasize stringent security measures by adhering to international standards such as PCI DSS, ISO 27001:2013, and SOC 2. This ensures that clients’ data is protected against potential breaches and that operations comply with relevant regulations.

We also stay current with emerging security trends and collaborate with global partners to integrate the latest technologies, further enhancing the resilience of their solutions against threats.

KMS Solutions ensures the success of banking software projects through a comprehensive and methodical approach that includes:

  • Deep Industry Expertise: our experts possess extensive knowledge of the banking and financial services industry, which allows us to understand the unique challenges and regulatory requirements of clients. This expertise helps in crafting tailored solutions that align with industry standards and business goals

  • Agile Development Methodology: we employ agile development practices to ensure flexibility and adaptability throughout the project lifecycle.
  • Stringent Security and Compliance: we follow strict security protocols and international standards, such as PCI DSS and ISO 27001:2013, to protect sensitive data and ensure compliance with regulatory requirements. This focus on security minimizes risks and builds trust with clients.
  • Advanced Technology and Innovation: KMS Solutions leverages the latest technologies, including AI, big data, and microservices, to create innovative and scalable banking software solutions.
  • Collaborative Client Engagement: we work closely with clients throughout the project, from initial consultation to final delivery, ensuring that the solutions meet client expectations and are aligned with their business objectives​

To get started with KMS Solutions for Fintech software development, simply reach out to us through our contact page or email us at: contact@kms-solutions.asia. We’ll schedule an initial consultation to understand your project requirements and objectives.

Following this, our team will sign the non-disclosure agreement (NDA) to protect your confidential business information. Once approved, we’ll conduct a needed assessment and provide a detailed proposal, including a project roadmap and timeline. 

When everything is settled, our team will work on your requirements with the predefined software development team (including a number of team members and their roles & responsibilities), ensuring smooth deployment and ongoing support. This collaborative approach ensures that your Fintech solution meets your specific needs and drives your business forward.

Generally, KMS Solutions provides a warranty agreement after launching the bespoke banking software. Depending on the complexity and size of the software, the duration can be extended or shortened.

After the warranty period, we offer a contract annex for support and maintenance agreements. This comprehensive support and maintenance service ensures its continued performance, security, and relevance, including:

  • Ongoing Technical Support: We offer continuous technical assistance to address any issues or bugs that arise, ensuring smooth operation and minimizing downtime.

  • Regular Updates and Patches: We provide timely updates and security patches to address vulnerabilities, enhance features, and ensure compatibility with evolving technologies and regulations.

  • Compliance and Security: We ensure that the software remains compliant with industry regulations and standards by conducting regular security audits and updates to protect against emerging threats.

  • Feature Enhancements: Based on user feedback and changing business needs, we work on implementing new features and improvements to keep the software aligned with your goals and market demands.

  • Bug Fixes and Optimization: We address any bugs or performance issues that may arise and work on optimizing the software to enhance efficiency and user satisfaction.

  • Scalability and Upgrades: As your business grows, we assist with scaling the software and integrating new functionalities or technologies to support your evolving requirements.

Meet Your Trusted Partner in Banking Software Development

We assist banks in leveraging digital technologies to deliver personalized services, protect customer data, and improve operational efficiency.

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