Driving Innovation with Banking IT Services and Solutions

By offering full-cycle banking IT solutions, we help BFSI companies digitally transform their business and deliver exceptional user experience

Transform the Industry with Modern IT Solutions for Banking

Digital Lending Solutions

We provide comprehensive solutions for every stage of lending, from Digital Loan Application to Loan Origination System (LOS) and Customer Lending, helping banks streamline processes and enhance digital loan experiences.

electronic Know Your Customer (e-KYC)

Our e-KYC solutions navigate complicated onboarding processes by using modern technology to authenticate customer information. We also streamline KYC/AML processes by automating intricate banking workflows.

PayConfirm

PayConfirm can be easily embedded into the banking mobile software or work as a customized standalone app, allowing your customers to confirm any transaction with just one tap.

Payment Solutions

- Buy Now, Pay Later (BNPL): allowing users to make purchases and pay for them over time in installments.
- QR-based mobile wallets: enabling users to make secure and contactless payments using their mobile devices.

Digital Process Automation

Our experts identify and apply intelligent business process automation for banks using Camunda. Help accelerate processing times and reduce minimize the risk of human error.

Product Analytics

By integrating Mixpanel’s powerful analytics tools, KMS Solutions enables banks to gain in-depth insights into customer behaviors, product usage patterns, and engagement metrics, allowing them to make data-driven decisions.

Banking & Financial IT Services We Provide

Banking IT Consulting

Banking IT Consulting

    Our IT consultants provide solutions tailored to the specific business needs and processes. We also help select high-ROI advanced technologies, and offer full development process, from design to custom development and implementation.
UI Design Services

UX/UI Design Services

    Our services focus on designing interactive layouts and optimizing UI/UX to boost engagement and retention rates. Through product analysis and testing, we ensure your banking product can meet evolving needs of users.
Software Implementation

Software Implementation

    KMS collaborates with leading banking software providers as a certified implementation partner, supporting clients in customizing and localizing platforms to meet their unique needs.
BankTest Services

BankTest Services

    KMS' QA experts provide various testing services that help automate testing processes, analyze gap, optimize delivery cycles and enhance the quality and efficiency of software by utilizing Katalon, Kobiton, and IBM Quality Engineering.
Cybersecurity & Risk Management

Cybersecurity & Risk Management

    Assist banks in achieving and maintaining compliance with regulations like PCI-DSS, GDPR, and other relevant laws. We also implement high-level data encryption and access control protocols.
Solution Maintenance

Solution Maintenance

    With KMS Solutions' assistance, banks can lower technical support costs and receive upgrades, design enhancements, performance optimization, and patches for their banking systems.

KMS Solutions, Your Trusted Banking Transformation Partner

Banking Domain Knowledge

Leveraging the deep expertise in the banking sector, KMS develops comprehensive banking solutions that adhere to strict regulatory standards and address the unique needs of each business.

Technology Innovation

We adopt the latest trends and technologies—such as AI/ML, open banking APIs, cloud computing, and more—to ensure our clients meet the ever-evolving demands of the BFSI industry.

Advanced Data Security

With a strong focus on security, we protect financial operations from fraud, identity theft, and unauthorized access through encryption, biometric authentication, 2FA/MFA, secure APIs and more.

Accelerated Team Expansion

Our Agile team of over 1,500 IT experts can help customize advanced solutions based on unique banks' requirements. We also ensure continuous improvement and faster delivery.

Tech Stack That Supercharges Your Banking Software

Our advanced technology stack includes cutting-edge tools and frameworks that are specifically designed to develop banking IT solutions

We Comply With All
BFSI Regulatory Compliance

Improve Banking Experience with the Best Banking IT Solutions

About Us

KMS Solutions helps companies in the BFSI industry improve operations, foster innovation, and elevate the products and services with advanced technologies and specialized solutions.

Years of Excellence
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IT Talents
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Get the Right Corporate Banking IT Solutions for Your Business Needs

We provide banking and financial IT solutions that help banks provide personalized services and enhance operational efficiency.

Banking services development team

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Banking services development team

FAQs about Banking IT Services and Solutions

What are banking IT services? Are they different from banking IT solutions?

  • IT Services for banking refer to ongoing development, support, and operations activities that ensure the smooth running of a bank’s technology infrastructure. These services are designed to maintain, secure, and optimize IT systems so banks can deliver consistent, reliable service to customers.
  • IT Solutions for banking, on the other hand, refer to specific technology products, software, or platforms that introduce specific functionalities or solve targeted problems within the bank’s operations.
In practice, a bank will often utilize both IT Services and IT Solutions in tandem to ensure robust, efficient, and customer-focused operations. 

KMS Solutions’ development process ensures that banking IT solutions are secure, compliant, and capable of delivering the efficient, seamless experience banks and their customers expect. Our banking IT solutions development process includes:

  •  Requirement Analysis: Identify business goals, user needs, and regulatory requirements through meetings and engagement sessions at the beginning.
  • Solution Design: Our experts outline the architecture, choose the most suitable technologies, and design secure, user-focused interfaces.
  • Development: Our software engineers build backend and frontend components, integrate third-party APIs, and implement compliance and security features.
  • Testing and Deployment: We conduct thorough testing strategies, including  functional, security, performance, and compliance testing, and user acceptance testing (UAT). To prepare for the deployment phase, we set up production environment and transfer any necessary data from existing systems to the new solution.
  • Ongoing Maintenance and Support: After product release, we continue monitor, update, and optimize for scalability and regulatory compliance.

To get started with KMS Solutions for Fintech software development, simply reach out to us through our contact page or email us at: contact@kms-solutions.asia. We’ll schedule an initial consultation to understand your project requirements and objectives.

Following this, our team will sign the non-disclosure agreement (NDA) to protect your confidential business information. Once approved, we’ll conduct a needed assessment and provide a detailed proposal, including a project roadmap and timeline. 

When everything is settled, our team will work on your requirements with the predefined software development team (including a number of team members and their roles & responsibilities), ensuring smooth deployment and ongoing support. This collaborative approach ensures that your Fintech solution meets your specific needs and drives your business forward.

Generally, KMS Solutions provides a warranty agreement after launching the bespoke banking software. Depending on the complexity and size of the software, the duration can be extended or shortened.

After the warranty period, we offer a contract annex for support and maintenance agreements. This comprehensive support and maintenance service ensures its continued performance, security, and relevance, including:

  • Ongoing Technical Support: We offer continuous technical assistance to address any issues or bugs that arise, ensuring smooth operation and minimizing downtime.

  • Regular Updates and Patches: We provide timely updates and security patches to address vulnerabilities, enhance features, and ensure compatibility with evolving technologies and regulations.

  • Compliance and Security: We ensure that the software remains compliant with industry regulations and standards by conducting regular security audits and updates to protect against emerging threats.

  • Feature Enhancements: Based on user feedback and changing business needs, we work on implementing new features and improvements to keep the software aligned with your goals and market demands.

  • Bug Fixes and Optimization: We address any bugs or performance issues that may arise and work on optimizing the software to enhance efficiency and user satisfaction.

  • Scalability and Upgrades: As your business grows, we assist with scaling the software and integrating new functionalities or technologies to support your evolving requirements.

Growing Successfully With Us!

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